Repairs/Maintenance: If you rent, your landlord is most likely the party responsible for any repairs around the house. If your home insurance is wrapped up in your monthly mortgage payment, don’t worry about it adding in this section - you don’t need to account for the payment twice. Home insurance: This box is for home insurance or renter’s insurance. You can also use this box for other home-related expenses like storage rental fees, monthly pet fees, parking fees, or any costs that aren’t otherwise covered in this section of the budget maker.
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Have a yard full of pink plastic flamingos because you’ll never answer to a HOA? Leave the box blank. HOA Fees: If your neighborhood has a HOA, you need to make sure you account for your fees in the budget calculator. If you own your home and your property taxes are not included in your mortgage payment, divide those taxes by 12 and add it to your mortgage - the goal is to ensure that your property taxes are covered in your monthly budget. Enter the amount of your monthly mortgage payment in the mortgage box, or the amount of your monthly rent in the rent box of the budget calculator.
Mortgage or Rent: Whether you own or rent, you’ll need to factor in your housing expenses. Others, like groceries and entertainment expenses, will be estimates.
Some of these costs, like rent and car payments, will be specific numbers. Once you’ve figured out how much money you’re bringing in each month after taxes, you’ll need to figure out how much you need to spend on your monthly expenses.
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Step 2: How to determine and enter monthly expenses You can also use this section to add a second income if you’d like to create a joint budget. If you have additional income such as a side hustle, or you receive child support, alimony, or other supplemental income, add that monthly amount under Other Income. If the last 3 months were unusually high or low, add up all your deposits for the past year instead and divide by 12 to get a better average. Enter that amount in the budget calculator. If your income changes from month to month, add up your total monthly deposits for the last 3 months and divide that number by 3 to get a baseline monthly estimate.If you get paid every other week, multiply your take-home amount by 26 for the number of checks you get each year, and then divide by 12 to get your monthly take-home pay.If you get paid twice a month, add the take-home amount of your two checks together and enter that amount.If you get paid a regular check once a month, enter your net income after deductions each paycheck.To determine what to enter under Salary/Wages in the budget calculator, follow these steps: Remember, this is the amount you can spend every month, so be sure to use your net income - which is the money you’re left with after taxes and deductions for things like health insurance and your 401(k), not your gross income, which is your total pay before any deductions. Ready to get started? To use our monthly budget calculator, first you need to figure out your monthly income. These calculators are designed to make Matched Betting offers as quick, simple and profitable as possible.Build your budget in 3 easy steps Step 1: How to figure out your monthly income
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If you're interested in making serious monthly profits with Matched Betting then having full access to these calculators and to our guides on how to use them, available with our Platinum Subscription, is absolutely essential.Įmail: if you'd be interested in a special trial to see our Advanced Matched Betting Calculators in action. The matched betting calculator at Profit Accumulator is also fully integrated with other tools, including the oddsmatcher and profit tracker.įor more information on what any of the above terms mean, check out these articles:Īs well as an amazingly useful Matched Betting Calculator, Profit Accumulator features a variety of advanced Matched Betting calculators. The custom slider then lets you adjust the lay stake to see how this would impact the liability needed, and the profit or loss at the bookmaker and exchange. Plus, you can see what lay stakes to use should you want to underlay or overlay the bet. In the advanced mode, you can specify the commission on the back bet, if for example you were placing a back bet on a betting exchange. Plus, the calculator features an advanced mode, which makes it really stand out from other matched betting calculators that are available.
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The Matched Betting Calculator supports three types of bet: normal (qualifying bet), free bet (stake not returned) and free bet (stake returned).
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